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Stick to a Budget
You don’t need financial concerns on top of all your other concerns, so figure out a reasonable budget early on and stick to it no matter what. It’s easy to fall into a pattern of dishing out a bit more here and there, but that will add up quickly.
If you’re on a tight budget, keep gifts to a minimum, suggest potluck parties, and don’t feel too bad about bowing out of expensive restaurant gatherings. And whatever you have earmarked for the holidays, don’t rely on plastic — the more often you can use cash for your purchases, the easier it will be to keep tabs on how much you’re spending.
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